The first step in buying temporary car insurance is to contact your insurance provider and inform them of your plans. Most temporary car insurance policies are available to individuals over 21 years of age. However, in some states, like North Carolina, it is also possible to purchase car insurance for teenagers as well. Typically, these types of policies are liability-only policies that cost slightly more than adult insurance. However, if you plan to use your car for more than 90 days in a year, you’ll need to purchase a policy that covers those ages under 21.
If you’re storing your vehicle for a long period of time, you might want to consider buying temporary car insurance. It’s a good idea to pay for your policy in advance so that you don’t have to pay for it out of pocket. Additionally, temporary car insurance can protect you against risks such as driving someone’s uninsured car, or storing your car. However, it’s important to remember that you’ll have to reinstate your coverage before driving. In most states, driving without liability coverage is illegal.
If you’re a frequent car borrower, you can consider purchasing a secondary car insurance policy. This would protect you if you need to make a claim on the borrowed vehicle. However, if you frequently use the car, you should also consider purchasing a non-owner policy. Lastly, temporary car insurance isn’t a permanent solution to your registration problem. In many states, it’s even illegal to drive a car with a temporary policy, so don’t be fooled.